How to Cope With the Rising Cost of Living

The cost of living in the UK is rising rapidly and looks set to continue to do so. Much as we’d all love to turn back the clock to more prosperous times it just isn’t possible, so we need to find ways to reduce our expenditure instead. The cost of living is increasing at a faster rate than the average income, so it really is time to look seriously at household budgets and cut out the fat: Prioritise There are some things in everyone’s life which just aren’t necessary. Whether it’s…

Giving Your Children Financial Security

We all want to provide the best possible start to for our children and this usually involves some good financial planning. However, it also means protecting your family investments and savings from losses and unexpected costs. Even if you save and invest wisely, unexpected financial strain from the economy or form a loss of employment can quickly drain your money away. Life Insurance You should consider finding some good life insurance in order to protect your family from the loss of income if you, or your partner, pass away unexpectedly.…

Finding Money to Repair a Work Vehicle

As sure as death and taxes, cars will break down. While it is inconvenient and stressful, it doesn’t mean you still can’t hold down a job to make money to fix the repairs. It will take some adjustments, but before you know it, you’ll be back on the road again. Here are some options to consider: Take Public Transport or Hire or Borrow a Car If your car is only going to take a day or two to get fixed, jump on the bus or train. It may be easier…

Cutting Summer Electricity Bills

In the summer your home will become unpleasantly hot and the vast majority of us will immediately resort to turning the air conditioning or fans on for 8 hours a day. The electricity used up by cooling your home is obviously significant and the bill from your electricity supplier will be large too if you do not find a way to cut back on usage. This article considers how you can reduce your electricity, and thus your bills, in preparation for the summer. Create Isolation Points Cooling your entire home…